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The TRUE BMI of SUCCESS
(B)e a (M)illionaire (I)ndex
Why am I talking about this topic?
After mentoring hundreds of people and helping many individuals to be more successful in their lives, I discovered that most of us are lacking in understanding what true success is all about. How sure are we that we are more successful today compared to yesterday? How certain are we that tomorrow we will be more successful than today? Are there ways in which we can gauge? And if there are, do we have them? Are we simply living our lives day by day not knowing where we are heading… do we want to regret for the things we have yet to achieve? After much research, I realized that there are three basic principles to true success. Miss any of them and we will miss true success.
Principle 1: Discovering Yourself
Why is it that discovering yourself is entirely related to your success? In all your life, one person has always been constant; and that’s you. Therefore, by discovering yourself is the number one single most important step towards true success. And there’s a Chinese saying, ‘Knowing yourself and your enemies will ensure many victories.” How true is this? When we look at it in a different perceptive as we all may know we are our greatest enemy. This enemy who we need to know can be simply ourselves.
A) Discover your definition of success
This is the first thing that we ought to do. Without this, we are simply aimless. Clarity is power; the clearer you are the closer you are to your goal. Take out a paper and write this down. Use the Be-Do-Have concept. Ask ourselves who do we want to be? What do we want to do? And what will we have? Set a five years’ goal.
B) Discover your passion
We need to discover our passion, what we truly enjoy doing. As the saying goes, ‘When work meets play, we need not work another single day.’ All the things we do are divided into two categories. One which give us good feelings and the other which give us bad feelings. We do effortlessly when we are doing things that give us good feeling, in other words, things that we are passionate about. It is truly essential for us to do this as it could speed up the whole journey to success five to ten times faster.
C) Discover your strength
All of us has different calling, all of us has different capabilities. Isn’t it obvious that our strengths can easily be ten to twenty times more effective than our weaknesses? But don’t get me wrong, all of us ought to dwell on our strengths and work on weaknesses. What will happen if you’re full unleashing your full potential? I ensure you it will be truly fabulous!
Principle 2: Believing in Yourself
If there is only one task that you need to do to reach your success; it is this: truly believe in yourself. Faith in yourself is the only known fuel to your success. Belief will unleash one’s full potential and this will enable you to have effective action and effective action will give you the right results. When right results are obtained, it will in turn strengthen your beliefs once again. Believing in yourself is the most important definition of success.
Principle 3: Partnering Yourself
Most of the successful people in the world team themselves with someone else. And this is when one plus one equal more than two. It is equal to three or more. As I have mention earlier, to dwell on your strengths and passion. Then, who are taking care of your other essential tasks which may be your weakness and dislikes. A team is the solution. Can you imagine a scenario in which all of us in the team are doing things that we are most effective and passionate about? This get together will create miracles which is what a TEAM stands for: Together Everyone Achieves Miracles. However, this is only possible if there are times spent to know your team mates.
In summary:
These three principles are great gauges for true success. It takes much maturity to follow true success as it may not simply be having lots of money. To be financially rich is simply one of the gauges of how successful a person is, but it is may not be the best measurement. If what we desire is a passive income or long term success, we ought to look at things that are more permanent. Discovering yourself, believing in yourself and ally yourself is the three most important and permanent elements.
As long as we improve in our knowledge in these three elements each day, we will know that we are closer to our success. Success is not a matter of chance; it’s a matter of choice. I’m glad that by reading this, I know that you’ve made your choice. Discover, believe and ally yourself each day and you will be on the way to greater success. Stay focus and stay successful.
I am the co-founder of a seminar organizing company in Singapore. My company is a provider of focused training, coaching and mentoring based in Singapore. We brought Dr John C. Maxwell into Singapore last year in September and it was very well attended by more than 700 delegates. Our clients include MNCs like Citibank, Singtel, SIA, Shell Petroleum and government agencies like STB, Ministry of Transport, MOE, IRAS, etc.
About My Company
http://maitreallianz.com
About Me
http://epaulstuart.com
When companies look for outsourcing help, they often look to
home based businesses. And although the term ‘home based’ can
imply one person working from a house, it can take on a
different, larger dimension. And that’s what many companies look
for: a larger sized business operation.
What does that mean? In a word, reliability. For example, can
you be counted on regularly? Or will there be times when you
take on too much work or not enough, need to adjust accordingly
- and then… what will happen to their projects?
Well now you can get a grip on your company size and handle
workloads large and small. Here are ways that you can increase
your home based operations without physically crowding yourself
out of workspace or blowing your budget for future project
handling opportunities.
Joint Venture - Team up with a partner, company or other entity
and help each other. Combine a product with a service -
something or yours with something of theirs. Then farm out work
as necessary.
Interns / Students - Contact colleges, universities, high
schools and other education centers in your area and ask about
intern and student opportunities. Many places allow you to
participate in their programs; fill out their forms, post
flyers, actively recruit, etc. Keep some help on hand and put
them to work.
Subcontract - Check with your local Chamber of Commerce, surf
the Internet, post for help on forums, etc. Find companies for
farming out some of your work and keep their information handy.
Give them a try when you’re not too busy, so that when you ARE,
you’ll know they are a good fit for your clients and you.
Helpers - Hire part time help. Place an inexpensive classified
ad in the local newspaper and search for hourly help. Call the
places that leave flyers on or around your mailbox or front
porch and have them distribute ‘Help Wanted’ flyers in your
neighborhood for you. Call your church, fitness center and / or
other organizations with which you participate and have them
post a notice on the bulletin board. Get help and keep a list
handy of those seeking extra income.
Profit Center - Seek help from others experienced in your chosen
field of interest and set up a profit center or two to generate
additional opportunities. Many can be automated today so that
they are pretty much hands-on. They all you have to do is
market. This way, when times get lean, you can increase your
marketing efforts. And when times are too busy, you can ease up.
As the Boy Scouts say, Be Prepared! Don’t let your lack of
preparation be an excuse for being too small and unreliable.
NOTE: You have full permission to reprint this article within
your website or newsletter as long as you leave the article
fully intact and include the “About The Author” resource box.
Thanks! :-
Like most trades, time spreads have a maximum loss for the
buyer. As a buyer, you can only lose what you have spent. If you
paid $1.00 for the spread then your maximum potential loss is
that $1.00. If you bought the spread for $2.00, then $2.00 is
the maximum potential loss.
The buyer of a time spread will be purchasing the out-month
option while selling the nearer month option of the same strike
in a one-to-one ratio. Since the out-month option will have more
time until expiration than the nearer month option, the
out-month option will cost more. This means the buyer will be
putting out money (debit spread) which makes sense. The buyer
can only lose the amount of money they spent to purchase the
spread. Thus the buyer’s maximum risk is the cost of the spread.
The buyer can profit in several ways. First and foremost, being
a time spread, the buyer can profit by the passage of time.
Options are wasting assets. So as the nearer month option decays
away more quickly than the outer-month option, the spread widens
(increases in value) and the buyer sees a profit.
Second, implied volatility can increase. As implied volatility
increases, the out-month option, which the buyer is long,
increases in value more quickly (due to its higher vega) than
the nearer month option which the buyer is short. This will
force the spread to widen or increase in value, which again is
profitable for the buyer.
Third, the buyer can make money due to stock price movement. As
stated before, a time spread’s value is at its maximum when the
stock price and the spreads strike price are identical
(at-the-money). You could have an increase in value if you owned
an out-of-the-money or in-the-money time spread, and the stock
moved either up or down toward your strike. As the stock moves
closer to your strike, the spread will expand and increase in
value creating a profit for you, the buyer.
The buyer’s risks are obviously the opposite of the rewards. You
can not stop or reverse time so the buyer of the spread can
never be hurt by time.
Implied volatility, however, can decrease as easily as it can
increase. A decrease in implied volatility will decrease the
value of the out-month option (which the buyer is long) faster
than it will decrease the value of the nearer month option
(which the buyer is short) due to the higher vega of the
out-month option. This will narrow the spread thereby creating a
loss for the buyer.
In the same way that stock movement in the right direction can
be profitable for the buyer of a time spread, stock movement in
the wrong direction can be costly. As the stock moves away from
the spread’s strike, the spread decreases in value. That will
create a loss for the buyer of the spread.
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Olive Oil - Real or Fake - Who Decides?
The evidence is overwhelming - Real extra virgin olive oil not
only enhances the taste of food but is good for you, consider
the following headlines:
Olive oil ‘acts like painkiller’ - BBC Mediterranean Diet Adds
Years to Your Life (high intake of … olive oil) -
MedicalNewsToday.com Oleic Acid Key to Olive Oil’s Anti-Cancer
Effect - Reuters.com
However, there is a dark side - fraud in the olive oil
marketplace:
Olive oil’s slippery supply line - denverpost.com Extra Virgin
Olive Oil - Are You Getting What You Pay For? - ABC News 7Online
“A clear case of fraud ….. almost all of the virgin and extra
virgin olive oil produced by large commercial Italian olive oil
plants” Italianfood.about.com “of 73 olive oils … in the U.S.
Only 4 per cent were pure olive oil. The rest were adulterated”
- New York Times
The health benefits of extra virgin olive oil only apply to real
extra virgin olive oil and not to fraudulently mislabeled
products.
As most olive oil consumers know, the price of real extra virgin
olive oil has risen dramatically. At the same time the quality
of the products being offered has deteriorated dramatically.
Logic would dictate that a significant percentage of olive oil
consumers would prefer real extra virgin olive oil instead of
the over-priced, mislabeled and adulterated products that have
flooded the market.
However the olive oil consumer’s freedom to choose their product
is limited to what is actually offered.
Food importers, distributors. brokers and retailers essentially
decide between two types of products when it comes to the
distribution of olive oil: A) A cheap mixed product or B) Real
extra virgin olive oil:
A) Mixed products have no guarantee of quality, the paperwork
may say ‘extra virgin olive oil’ but what is in the bottle is
pomace, canola or some other cheap refined oil. Mixed products
have no quality stated or implied, they are entirely price
sensitive. So the distributor, broker, importer or retailer
needs to constantly offer either the cheapest product or be very
close to it for fear that at some point their supply will
disappear and they will be undersold due to the market realities
of working with this type of product.
This is where the consumer gets cheated - the labeling does not
accurately reflect what is in the bottle. Take for example
‘light olive oil’ - what is ‘light’ olive oil? Olive oil made
from ‘light’ olives? Light olive oil is 95% pomace, canola or
some other cheap oil mixed in with 5% virgin olive oil. It
stretches the imagination to think that olive oil consumers
demand this type of product.
B) Real extra virgin olive oil obviously costs more to produce
than the cheap, mixed products. But olive oil consumers benefit
because they get what they pay for - the product. Real extra
virgin olive oil is always that - real extra virgin olive oil -
the product, the quality does not vary. Olive oil consumers
always get what they want and what they pay for - the flavor
enhancing attributes and all of the health benefits of real
extra virgin olive oil.
It should be noted that due to current market factors, the price
difference between real extra virgin olive oil and the cheap
mixes has pretty much closed and in some cases is now inverted.
Real extra virgin olive oil being less expensive than the cheap
mixes.
So, who gets to decide what olive oil consumers consume?
We believe that this decision belongs to the consumer. Olive oil
consumers should demand real extra virgin olive oil.
Kelly Martinez Antonio Celentano Extra Virgin Olive Oil -
http://www.antoniocelentano.com
Antonio Celentano Extra Virgin Olive Oil is extracted from
locally grown olives, bottled on site in Crdoba, Spain and most
importantly 100% real extra virgin olive oil. Please visit:
http://www.antoniocelentano.com for product and contact details.
There really are an amazing variety of credit cards available to
today’s consumers; the number of options is simply staggering.
Virtually every company around these days has some form of
affiliated credit card option available to its customers. While
most of these cards are affiliated to one of the major credit
card brands, such as Visa, Mastercard, or American Express, they
still represent a major source of options from which to choose
from. That is why it is important the go back to basics, and
remember what are the fundamental reasons you opt for a credit
card in the first place.
Below are some of the reasons we look for credit cards and some
of the features we should be able to find in them, if they
really are as good an offer as they claim to be.
-Is the credit card offered by a company you know and trust?
-What is the annual percentage rate (APR) for the card?
-Is this a temporary, introductory or permanent rate?
-What is the credit limit they have offered you?
-How often are you billed?
-How are repayments calculated and is the outstanding balance
free of interest if you pay off the full amount each month?
-Are there other charges or fees associated with the card?
These are all important questions you should be asking yourself
before sending that application form back to the company.
However, while these may seem like straightforward questions
with simple answers, they may not be as clear cut as they seem.
For example, your bank will usually be a company that you are
familiar with and know you can trust. However, this does not
automatically mean you should accept a credit card from them.
This is not because the terms will be unfavourable compared to
other lenders but rather because you should be thinking of the
consequences if you prove unable to repay your credit card
bills. While it is no doubt a serious matter to fall behind in
credit card payments, for most people, this will be even more
serious if this is also their bank that controls their mortgage
and other finances.
Also, while the APR will be calculated in a standard way for all
lenders, this is not the only aspect of the price of the card
that you should be looking at. While the APR may seem
attractive, it will be less so if the company levy hefty charges
for late payment or reserve to right to alter your interest rate
in the future.
Also, if your choice of credit card is based on the rewards that
are being offered by that particular card, you should take into
consideration any of the small print associated with the
awarding of these rewards. For example, did you know that if you
go above your credit limit with certain credit cards you forfeit
all rewards that would have been awarded on your spending in
that month? Also, the same may apply if you fail to make at
least the minimum payment in any given month, the credit card
company may withdraw your rewards for this too.
In short, while getting your hands on a credit card may be
easier today than it has been in the past, and there are a host
of companies out there willing to lend to you, you should
remember that credit card agreements are complex contracts and
you should think about all the aspects of it before you get
involved.
If you are thinking of adding a feline to your family, consider
adopting a cat from your local animal shelter or humane society.
The animals have been carefully screened for adoptability and
have usually been worked with to enhance sociability.
Unfortunately, many people think that only “bad” animals wind up
in shelters. Actually, the opposite is true. People relinquish
their pets to shelters when they are no longer able to care for
them. Sometimes this is because the owner was unprepared for the
responsibility that comes with caring for a pet.
If there is no indication of ‘reason for surrender’ on the cage
at the shelter ask - a cat that has been given up because of bad
behaviour may not be the best choice - no matter how cute she is.
Often, however, caring owners struggling with life-changes or
trying to cope with family tragedy realize their pet would be
better off with someone else. They bring them to the shelter
because they know the animal will be well-cared for and placed
in an excellent home.
Shelter staff carefully evaluates each animal for physical and
behavioral soundness. They make note of quirks, and work with
specialists to eliminate negative behaviors. Most shelters have
adoption counselors who interview potential adopters to
understand their needs and lifestyle so they can make the
perfect match.
Your first contact with a shelter cat will probably be when she
is in her cage. Don’t be put off if she ignores you completely.
Keep in mind that many new people pass by her cage each day, and
she has to cope with all the noise and stress that accompanies
that. A shelter worker can arrange for you to meet the cat in a
quiet room. Again, she may not pay much attention to you, but
watch how she acts towards the staff person. This is who she is
more comfortable with. While you observe the cat, talk with the
staff member and learn all you can about the cat’s likes and
dislikes.
Take a cat carrier with you to the shelter - much easier than
having your new cat running around the car as you take her home.
Bringing your newly adopted cat home is exciting for you, and a
little overwhelming for her. Have things prepared before you
pick her up from the shelter. This includes having small area
for her to call her own. A bathroom or extra bedroom works well.
Furnish it with a bed, food and water bowls, scratching post,
toys and a litter box. Spend some time with her in the room with
the door closed. She may totally ignore you while she explores
her new surroundings. Keep her confined to this room until she
seems relaxed in your presence. Then you can allow her to roam
the rest of your home.
Some cats take longer than others to adjust to new situations.
Your cat has gone from a home to a noisy shelter to another new
home. Change is stressful for cats. You can help her adjust more
quickly by establishing set routines. Begin feeding, grooming
and playing with her at the same times each day, and she’ll feel
at home much sooner.